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EVOLUTION : THE NEXT GENERATION

BROADFORM LIABILITY

Years ago, Broadform Liability was seen as the widest, most progressive liability coverage around. This is set to change with the release of Evolution.

SHA have condensed their 30 years of underwriting experience in the South African market into one policy.

Evolution = moving broadform liability into the next generation.

Today’s business’ faces labour problems, consumer protection, hacking, environmental issues and even personal liability for directors. Because of this, you could land up with six or seven, often costly, specialist policies.

Evolution brings all of these specialist covers into one policy ~ natural progression.

Evolution is aimed at small, micro and medium sized enterprises. These risks are identified by their turnover being less than R 50 million, and the current annual premium on the liability covers is less than R 15 000 per annum.

TYPES OF COVER AVAILABLE :

  • Public and Products Liability
  • Defective Workmanship
  • Employers Liability
  • Pure Financial Loss
  • Inefficacy
  • Statutory Defence Costs
  • Wrongful Arrest & Defamation
  • Advertising and Copyright Liability
  • Gratuitous Advice
  • Contingent Plant Hire
  • Spread of Fire
  • Court Attendance Costs
  •  Mitigation Expenses
  • Removal of Support

PLUS MORE SPECIALIST COVERS :

  • Directors & Officer Liability
  • Product Recall
  • Product Guarantee
  • Cyber Liability
  • Professional Indemnity
  • Employment Practices Liability

AND, SOME NON-LIABILITY COVERS :

  • 24 Hour Group Personal Accident
  • Permanent Disability
  • Temporary Total / Partial Disability
  • Medical Expenses
  •  Serious Illness

Insured though SHA Specialist Underwriters (a division of Santam)

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