Tour Operators Liability
Who needs this cover and why?
All tour operators who work directly with clients require this cover.
This offering provides for broadform liability cover which is more comprehensive than a standard public liability offering.
Section A of the policy covers Broadform Public liability cover.
Section B covers Professional Indemnity which will indemnify the tour operator from vicarious liability (vicarious liability refers to a situation where someone is held responsible for the actions or omissions of another person).
Section C covers Products Liability
- Products liability
- Professional indemnity/ vicarious liability
- General Public liability
- Food and Drink
- Statutory defense costs
- Wrongful arrest and Defamation
Limits of indemnity Offered
R1 million – R50 million
Limited to Sub Saharan Africa
We do not cover
Trade Risks i.e. if the insured is late in transferring their client to the airport and the client misses the flight, this is not covered under the PL or PI section of the policy. This is not an insured peril under this policy and is simply a trade risk.
Insured through Stalker Hutchison Admiral (Pty) Ltd on behalf of Santam Ltd.